A tradeline is simply an account that appears on your credit report. This could be a credit card, mortgage, auto loan, or personal loan. Each tradeline reflects the account’s history and is updated regularly with your payment activity.

An AU tradeline is created when a primary account holder adds you as an Authorized User on their account. When the account reports to the credit bureaus (usually monthly), the entire history of that tradeline also appears on your credit report. This can give your credit profile a major boost in as little as 30 days.

The benefit comes from inheriting the age, payment history, and utilization of the tradeline. A well-maintained, long-standing account can strengthen your credit profile much faster than building years of history on your own.

Typically, a tradeline reports within 30 to 45 days after you are added as an Authorized User. Timing depends on the credit card company’s reporting cycle.

Most tradelines report to all three major credit bureaus: Experian, Equifax, and TransUnion. We verify reporting details before offering a tradeline to ensure accuracy.

No, and here’s why: Every credit profile is unique. While AU tradelines are a proven tool to help improve credit, the exact results depend on your overall credit history, utilization, and other factors.

An AU tradeline typically stays on your report for 3 to 6 months. Once removed, the account will eventually fall off your report—but the length of time varies by bureau.

Yes. Being added as an Authorized User has been a legitimate and legal credit-building method for decades. We follow industry guidelines and compliance standards to ensure ethical practices.

Because we reserve tradelines specifically for each client, all sales are final. However, if a tradeline fails to post as promised due to an error on our end, we will provide a replacement or credit toward another tradeline.

• Verified & vetted tradelines

• Affordable, competitive pricing

• Full support from industry experts

• 24/7 online access and quick service

• Proven track record of helping clients improve their credit

 Contact Us Today — Our team is here to guide you through every step.